Finance
Finance Department in Birmingham, AL
At Stivers Ford of Birmingham, we believe everyone deserves a shot at driving their dream vehicle. Whether you’re looking for a car, SUV, or truck, we want to make sure you’re able to afford what you deserve. That’s why we’ve curated our extensive finance department, dedicated to helping you through difficult financial times. Here, we’re able to help you afford the Ford you’ve always dreamed about! Whether you need an auto loan, a payment calculator, or a trade-in evaluation, Stivers Ford of Birmingham is here to help.
Auto Loans
The Stivers Ford of Birmingham finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Birmingham, Hoover, and Vestavia Hills to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Bessemer to Center Point. Whether you are right down the road or an hour away from Birmingham you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Stivers Ford of Birmingham loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Stivers Ford of Birmingham finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Alabama banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
We Accept You Regardless of Credit!
It doesn’t matter if your credit is great, good, or bad. At Stivers Ford of Birmingham, we believe that everyone should have the opportunity to afford the car they’ve always wanted. That’s why we offer financial plans for any credit level. If you’re struggling to bring your score back up from a life event or several missed payments, that’s no problem. We’re more than willing to work with anyone who needs financial assistance, regardless of your credit. Our relationships with local and national lenders give us the ability to provide you with stellar deals and financial plans. If you’ve got outstanding credit, you can look forward to incredible APR and competitive prices. Stivers Ford of Birmingham works with you to find the finance plan you need to afford your favorite Ford.
Value Your Trade-In
If you need to figure out how much you’ll get in return for trading in your current vehicle, we’ve got an online tool for that. By partnering with Edmunds, we’ve created an evaluation system that will determine an approximate value for your car. This is vital information that can direct your financial path, so it’s important that you take a look at what our trade-in tool can do for you. The True Market Value of your vehicle can change for many reasons and may even be different as the seasons change. With this value, you can be sure you aren’t being swindled when you trade in your car. You’ll know exactly what it’s worth, and you can start planning your financial path forward with that information.
Use Our Payment Calculator!
Budgets aren’t always easy to decipher. That’s why we’ve created our payment calculator, designed to direct our customers towards a financial plan that makes sense for their lifestyle. Here, you can evaluate exactly how much you’ll be spending monthly on your new Ford. When creating your budget, you’ll be able to incorporate a realistic cost for your vehicle. You can also use our online tool to calculate your buying power. This way, you can start browsing vehicles that make sense financially, so you won’t waste time browsing vehicles outside of your budget.
Visit Stivers Ford of Birmingham in Birmingham, AL to Learn How Our Finance Department Can Help You!
If you’re worried about affording a new vehicle, our finance department can help. From auto loans to credit applications, to trade-in evaluations, we do it all. You can get pre-approved for your credit application on our website with just a few clicks! Your new Ford awaits--all you need to do is get started.
